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Other services
Conveyancing
Recently, we conducted
a survey of over forty conveyancers in the Leeds area. We used these results to
appoint three local solicitors to our panel. All three were placed in the best
eight for lowest fees. As well as offering good value for money, they are
crucially very reliable, quick and effective. Please call us on 0113 393 0113
for details.
Residential
& buy-to-let mortgages
We can
help you whatever your requirements and circumstances, whether you are a first
time buyer or wishing to remortgage to a preferential rate. For advice on how we
may best help you, please call us.
For the
convenience of purchasers, whether buying through us or not, we have researched
the market on your behalf, and appointed an excellent local financial advisor.
As independent mortgage consultants, they are authorised and regulated by the
Financial Services Authority. They can provide preferential financial products,
from major names, which are not available through other channels such as retail,
direct marketing or even the internet.
For buy
to let investors, we can arrange lending up to 85% of valuation. Rental income
projections are usually used to determine borrowing rather than personal income.
Deposits can often be raised against your main residence, subject to criteria
and affordability.
Poor
credit history? We can arrange and advise you on the best adverse credit
provider and choice of products suited to your personal circumstances. Credit
repair schemes are also available to help work towards a clean credit record.
Valuations
Our fee is only £85 plus VAT. This compares very favourably with
other agents and surveyors. Valuations can be conducted at very short notice,
and posted, emailed, faxed or hand delivered the same day. Some of the valuation
work we conduct is shown below:
Probate
Matrimonial
Tax
planning
Relocation
Lease
renewals / rent review Compulsory
purchase matters / Compensation claims
Disparity
valuations
Housing Act 'Right to Buy' valuations
Inheritance
/ Family transfers Leasehold Reform
Act Lending
security
Rating
Proceeds of crime
Private
independent valuation
An
open market valuation taking into account any obvious visible defects that might
affect the selling/purchase price and overall saleability of the property. It is
not as comprehensive as a building survey or home buyer’s survey and is
usually provided in letter format.
Matrimonial
valuation
An open market valuation of
the property for use by a party involved in matrimonial proceedings through the
court. A survey is not carried out, but any visible obvious defects (such as
rotten windows, poor roof surfaces, poor quality internal fittings, decorations)
would be mentioned.
Probate
valuation
An
open market valuation of the property at a specific date to enable solicitors to
obtain a grant of probate in a deceased's estate. Any visible obvious defects
(such as rotten windows, poor roof surfaces, poor quality internal fittings,
decorations) would be mentioned. We are able to act on your behalf, if necessary
with any subsequent negotiations with the district valuer.
Tax
planning valuation
Capital
Gains Tax - Usually occurs upon a sale or transfer of property. A main residence
which is in your occupation is often exempt.
Inheritance
Tax - Necessary for the future tax planning including inheritance taxation,
insurance schemes and properties being put into Trust. We can also act on behalf
of clients to agree capital gains & inheritance tax property valuations with
the district valuer.
Development
funding / viability valuations
We
value on behalf of funding companies, potential development schemes for lending
purposes. Similar reports are available for builders and developers to advise on
the likely realisation value of a proposed development, and on the current value
of any land or buildings to be acquired as part of the development scheme.
Compulsory
purchase / compensation claims
We
can act for an owner who is forced to sell all or part of his property. The
acquiring authority will normally pay a substantial contribution towards our
fee. The Land Compensation Act allows an owner who can demonstrate loss of value
of his house, through for example a new road scheme, potential entitlement to
compensation for that loss.
Leasehold
Reform Act
Owners
of flats may qualify to enfranchise (collectively purchase the freehold
interest) or extend their leases. Tenants of flats also have other rights to
information regarding the management of the property. Tenants' rights are set
out under the Landlord & Tenant Act 1987, and the Leasehold Reform Housing
And Urban Development Act 1993.
Common
problems regarding flats include excessive service charges, problems with
insurance, inadequate length of term, poor management, and freeholds being sold
"over your heads" to unscrupulous landlords. The solution is to seek
good advice from an experienced and knowledgeable valuer and solicitor. The
legislation and qualifying conditions are relatively complex, and valuations to
purchase the freehold are a specialised area. If you are seeking to extend your
lease or enfranchise, or are having problems with your landlord, you will also
need to consult a solicitor experienced in this area of work.
NOTICE & MISREPRESENTATION ACT
All
property details are intended to give only a general indication of the property
and floor layouts. The vendors reserve the right to alter any part of the
property, specification or floor layout at any time. All floorplan drawings are
for indicative purposes only. The contents within shall not form part of any
contract or be a representation inducing any such contract. All properties are
offered subject to availability. The dimensions are structural and do not allow
for internal finishes. Applicants are advised to contact Morfitt Shaw Ltd on
0113 393 0113 to establish the availability of any particular property type.
Morfitt Shaw Ltd for themselves and for the vendors of this property
for whom they act, give notice that:
i)
these
particulars are a outline only, for the guidance of prospective purchasers, and
do NOT constitute the whole or any part of any offer or contract;
ii)
Morfitt Shaw Ltd
cannot guarantee the accuracy of any description, dimensions, or permissions for
use or occupation, and other details contained within, and prospective
purchasers or tenants must not rely on them as statements of fact or
representations and must satisfy themselves as to their accuracy;
iii)
Morfitt Shaw Ltd
will not be liable, in negligence or otherwise, for any loss arising from the
use of these particulars;
iv)
the reference to
any plant, machinery, equipment, services, fixtures or fittings at the property
shall not constitute a representation (unless otherwise stated) as to it’s
state or condition or that it is capable of fulfilling its intended function.
Prospective purchasers should satisfy themselves as to the fitness of such items
for their own requirements;
v)
no employee of
Morfitt Shaw Ltd has any authority to make or give any representation or
warranty or enter into any contract whatever in relation to the property.
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